We here at Majestic PCS understand. Making the decision to get started with home care was not an easy one. And we are here to help you every step of the way. We know you have many questions such as, "How do I get started", "How much will this cost" and "Is there a way to get financial help"? So, let's get started.
1. Have the conversation with your loved one(s) about the need for assistance.
2. Take a quick assessment to determine your needs.
3. Let's figure the cost and explore your pay options.
a. Private pay or self-pay for home care services is the most widely accepted form of payment due to no other available reimbursement sources. It simply means that services are contracted by an individual or family based on their preferences and paid for out of pocket. Most home care services that are needed to assist with activities of daily living are considered non-skilled care. Medicare and other private health insurances will not reimburse for non-skilled home care services leaving private pay as the only payment option.
b. Long Term Care Insurance will cover most home care services that are provided by licensed home care agencies, but policies vary greatly on amount of and extent of coverage depending on your specific plan.
c.Medicaid will cover home care services with limitations that vary from state to state. Medicaid reimburses for home care services through what are known as Home and Community-Based Services (HCBS) "waiver" programs. Eligibility for the Medicaid waiver programs are two-fold based on financial requirements and the need for care. The need for care must be extensive enough that without in-home services, he or she would have to move into a nursing home.
d. The Veteran Aid and Attendance benefit provides money to those who need assistance performing everyday tasks. This extra monthly pension is used to cover the costs of in-home care. Usually financial restrictions apply, however, many can qualify when they have large medical expenses for which they do not receive reimbursement. Aid and Attendance benefitsare available to Veterans who served at least 90 days, with at least one day during wartime. The Veteran does not have to have service-related disabilities to qualify and surviving spouses are eligible. Caregivers must be needed to assist veterans at home with activities of daily living such as bathing, feeding, and dressing and also individuals who are bedridden, blind, or residing in a nursing home. Click here VA Benefits for more benefits for our courageous Veterans.
4. Once you have determined that you are eligible for assistance from one of the entities named above, complete their necessary paperwork and give our office a call to set up your start date.
5. If you find that you only qualify for the private pay option, call us to setup your face to face assessment in order to start your services.
Please remember that Majestic PCS is here to help you through this transition. We invite you to call us to answer your questions...
So how much will my services cost me?
As you do your research, you will find many companies have different rates for their services. In Texas, rates range from $20 to $35 per hour with the average being around $25. This number normally depends on the level of attention or care the client is needing. Majestic Personal Care Services has made our pricing relatively simple. See below:
$20 to $30 Hourly
$18 to $25 Hourly
$16 to $19 Hourly
**Please note that there is a three day/three hour minimum service delivery schedule**
According to www.payingforseniorcare.com, The average hourly rate for home care across Texas in 2019 is $20.00. Texarkana, Brownsville, Laredo, El Paso, and McAllen, have the most affordable home care with the hourly cost is between $15.00 and $15.95. Round Rock / Austin area, Midland, the College Station area, and Odessa are the most costly areas at $21.00 - $21.95 / hour. On par with the statewide average at $20.00 / hour is Tyler and Victoria.